FindMyLeads.Com Launches To Help Small Businesses Achieve Sales Growth Through Real-Time Access to Sales Leads Across 17 Industries

FOR IMMEDIATE RELEASE

































FindMyLeads.Com Launches To Help Small Businesses Achieve Sales Growth Through Real-Time Access to Sales Leads Across 17 Industries











New Web Site Offers Advanced Online Sorting To Meet Customers' Precise Market Criteria











DANA POINT, CALIF. โ€" March 19, 2003 โ€" PrimeQ Solutions, Inc., a leader in Web-based businesses and comprehensive Web design services, today announced the launch of FindMyLeads.com, a new Web site dedicated to helping small businesses achieve sales growth through real-time access to high-quality sales leads.



With leads available across 17 different industries, FindMyLeads.com is dedicated to providing the Internet's widest selection of quality sales leads. Through use of the Web site's unique online sorting capabilities, users can obtain the qualified leads that best match their precise sales needs. Leads can be sorted by state, area code and other specific industry criteria. They can also be purchased on an exclusive or non-exclusive basis.















โ€œWe make hundreds of thousands of fresh leads available to small businesses and independent contractors each day.



However, our aim is not to deliver the most leads, but to provide users with the most targeted leads available so that they can be more effective with their sales efforts,โ€ said Jason McClain, chief executive officer of PrimeQ Solutions and its subsidiary, FindMyLeads.com.















Early Users Report Extremely High โ€œClose Ratiosโ€







Early users of the FindMyLeads.com Web site boast a close ratio of 17-40 percent. The site is able to accomplish this feat by leveraging data collected through hundreds of professional Web sites that are positioned very high on the major search engines.



These high-traffic Web sites are owned and operated by both PrimeQ and its network of more than 5,000 active affiliates. Lead information is collected on an opt-in basis only -- without incentives.















โ€œSince using FindMyLeads.com, we have surpassed our sales goals and significantly increased the efficiency of our sales force,โ€ said Sean Ridley at PlusFunding.com, a mortgage broker based in Carlsbad, Calif. โ€œWe're very pleased with our ability to define the type of customer we want to reach, and then obtain qualified leads that match that customer profile instantly, in real time.



โ€















FindMyLeads.com secures leads from the following markets: legal, mortgage refinance, debt consolidation, home improvement, first and second mortgage, credit repair, health and fitness, grants and scholarships, e-commerce, business Internet services, business capital, real estate, back taxes, and child support. Prices range from $2.00 to $60.00 for an individual lead, depending on the industry, the age of the lead, and whether it is exclusive or non-exclusive.



All leads can be previewed before purchase. A $100 deposit is required to set up an account.















About PrimeQ Solutions, Inc.







Formed in 1993 and headquartered in Dana Point, Calif., privately held PrimeQ Solutions, Inc. consists of more than 40 online businesses, along with four distinct divisions providing Web design and hosting; software and database development; e-business consulting; and printing services. For more information, visit www.findmyleads.com, or contact PrimeQ Solutions, Inc.



, 32545-B Golden Lantern 274, Dana Point, Calif. 92629. Telephone: 949/487-4840. Fax: 949/240-9334. URL: www.primeq.com.

Flexible Mortgage UK - Mortgages to Specially Suit the Self-employed

While a person drawing a fixed salary every month finds it easy to repay loan in fixed monthly instalments, those with a fluctuating income will find it otherwise. In order to tap the potential of the latter group, which principally consists of self employed people and people whose income is largely contributed by commissions, flexible mortgages have cropped up.







A fluctuating income makes the case of these people inappropriate for regular mortgages because of two reasons.



Firstly, lenders would not prefer a borrower with fluctuating income. Secondly, the borrower with such an income structure would himself find it difficult to make timely payments.







Flexible repayments, payment as and when you like, and the option to repay the whole of the loan at the time you want, are some of the qualities that flexible mortgages in the UK are characterised with.







Before you perceive this as the ultimate freedom, let us remind you that not all good things come for free.



This aptly holds in case of flexible mortgages. The rate of interest charged on flexible mortgages is higher than the interest charged on the regular mortgages.







In spite of a higher rate of interest, the popularity of flexible mortgages in the UK sees no decline. Until the time an alternative to flexible mortgage comes, self-employed people will continue using it. The advantages of flexible mortgages have overshadowed its drawbacks.



Flexibility of repayments forms one of the most important advantages of flexible mortgages. As against the traditional mortgages where borrowers are required to pay a fixed instalment every month, flexible mortgages are easy on repayment rules. Consequently, in a month when the resources are not enough or when the borrower is incapable to make repayments at the normal rate because of loss, lesser repayments will be required. Similarly, when the borrower is in the capacity to pay more than what is required, he can make an overpayment.



Paying less also means paying nothing. This is actually true though hard to believe. Payment holidays form one of the prime attractions of flexible mortgages. During a payment holiday the borrowers gets exemption from making payments altogether. The exemptions will depend on the borrowers regularity in the previous months and if sufficient balance of the loan has been overpaid.







Next in the list of advantages, is the facility to draw as many times from the amount paid. Thus, Flexible mortgages have the provision to allow borrowers to draw from the amount that they have already paid.



This again requires the borrower to have made enough repayments before the use of this facility is made. While this creates a constant source of funds for the borrowers, it also increases the length of period for which the mortgage will continue and the interest burden.







Since there is a constant change in the balance that is remaining to be paid, charging interest annually or monthly would be costlier for the borrower. The third advantage of flexible mortgage deals with an ingenious way to lessen the interest burden.



Interest in flexible mortgages is calculated daily. The daily calculation of interest ensures that periods in which the balance unpaid is less because of overpayment does not lose on the interest.







The list of advantages does not end here. Premature settlement of accounts is a facility that is singly available in flexible mortgages. Unless otherwise stated, mortgagees will charge a premature payment penalty. Flexible mortgages, on the other hand, allow borrowers to repay the mortgage before it is due without any penalties.



A borrower who wants to escape the high interest rate will find this clause in their favour. A loan taken to meet an occasional deficit in finance will be paid as soon as the borrower receives the necessary resources.







Depending on the credit status a borrower enjoys, he will get flexible mortgages accordingly. The application procedure of the flexible mortgage is very similar to the regular loans and mortgages. Online applications and online processing helps in accelerating the pace of approval of flexible mortgages.

Mortgage Seo - Search Engine Optimization For Mortgage Brokers

Mortgage SEO, or search engine optimization, is the act of improving your mortgage marketing website for better search engine visibility and ranking. This leads directly to increases in website traffic, which (if you have a lead generation strategy in place) translates to an increase in web-based mortgage leads.



All good things, yes?



So here are quick tips for mortgage SEO that will help you improve your mortgage website's search engine ranking:



1.



Add 10 pages of content to your website.

Do some key phrase research and come up with 10 phrases relevant to your products and services. Write a page of content (or pay somebody to) on each of those phrases. Incorporate this new content within your site. You've just increases your potential search engine visibility for those phrases. Not too hard, was it?



Increasing a website's size by adding quality content is one of the easiest, most low-cost strategies for mortgage SEO.



The volume of content on your mortgage website is the one thing you have total control over, so why not take advantage of that for mortgage SEO purposes?



2. Submit a press release online.

When you publish a press release online through a service like PRWeb.com, you have the opportunity to include hyperlinks within your release that link back to your mortgage website. This helps increase your "link popularity," which has a direct influence on your search engine visibility.



You'll also get plenty of exposure through the press release itself. Double benefits!



3. Start a mortgage blog.

If you're serious about mortgage marketing online, you really should launch a mortgage blog. The benefits of blogging are many. It helps you grow your website, acquire inbound links, build your reputation, inform your readers, reinforce your brand … the list goes on. Best of all, blogs are easy to use, even for web novices. If you can type an email, you can publish a mortgage blog.



Conclusion

Do all of the things on this list require an effort on your part? Absolutely. But when it comes to mortgage SEO and search engine ranking, effort is what separates the front-runners from the "also ran" contenders.



* You may republish this article online if you retain the author's byline active hyperlinks below.

Recent Downturn In Refinance Industry

Someone has rightly said that, `nothing remains the same forever and so is the truth for refinance industry. There is a major downturn in refinance industry of majority of the states of U.S today. The real estate market which boomed and was in sunshine has become a bit cloudy today.



Major reasons of downturn in refinance industry can be summarized as below.



1) Downfall in real estate market: - There is a current sky-high rise in the prices of housing and steady rise in the interest rates also. Hence buying a house has become an expensive affair for the people.



People buy house but takes decades to pay off long installments. As a result there is a decline in ratio of the homeowners. More people are falling behind on their mortgages according to surveys and the percentage on loans on which payments are at least 30 days overdue to a greater extent with last two years and it became harder for homeowners to refinance or sell quickly.



2) People facing for closure fail to take lenders help:- According to Gannett news statistics reveal that almost 2,80,000 homeowners in U.



S, who lost home lat year, half of them never talked to their lenders. For closing involves home with little or no equity. Borrowers need to stay cool during such times and pay and must talk to lenders so that they can work out a new payment plan or modify the loan to make the situation cool. Lenders have the powers to make the market stagnant by offering various solutions to the borrowers.



3) Sub prime loans leads to increase in for closure rates: - Sub prime loans are loans granted to those whose credit rating is less than desired.



They are a significant factor in the present increase in for closure rates in major states of U.S. This means that people with bad credit who have defaulted on their loans may in fact make things harder for future borrowers who also have bad credit. Hence several lenders of sub prime mortgages are showing signs of trouble with the housing bubble having burst and more homeowners beginning to default in high interest mortgages.



4) Increase in interest rates: - Over past 1-2 years the housing market has been in turmoil as the Federal Reserve has been raising interest rates putting pressure on new borrowers to put down the demand of owning a house.

Find best & exclusive debt settlement leads in the Loan market

New Document Getting the best leads in the market is the key for closing more loans in less time. Most of the time, agents are cold calling clients in order to qualify them and see if they can deal together or not. We at mortgage lead marketing had cut the hassle for you because we can supply you with the leads you want according to the criteria you need. For example, there is no use for a good client with a good credit score but he needs a loan out of your specialty. The best thing about our service is that we are able to supply you with exclusive debt settlement leads so no one will call them except you and this gives you a huge advantage.



When you contact us for getting exclusive aged loan modification leads or exclusive debt settlement leads them we will supply them to you either on real time or in a batch every morning. This gives you the chance to organize your work and to contact the clients as early as possible because these clients might get contacted by someone else. We funnel these leads through our content rich web sites that are giving the visitors useful information about loans and how they can deal with them. Sometimes the customer submits his or her data to our website and others as well so; it is a great advantage to get exclusive debt settlement leads or loan modification leads in real time as you will be able to contact them as early as possible before others do.



Your prompt answer to the client will give him more confidence in your service and he will be more co- operative to reach a deal with you. Mortgage lead marketing company is able to supply you with exclusive loan modification leads or exclusive debt settlement leads according to your own specification and you can even cherry pick the leads that you are interested in. this will help you to close more deals easier than usual. All our exclusive leads are fresh and less than 24 hours old.



You get the lead once the client submits his or her information to one of our websites. This means that the client is willing to reach a deal for his loan problem and in the same time you will get the lead because it meets your criteria. This elevates the percentage of closing a deal in such circumstances. Do not waste your time anymore on cold calling people as you can head directly to the clients that most probably will close a deal once you offer them a solution for their problems. Get your exclusive debt settlement leads or loan modification leads right now and start closing real deals today.

East San Diego County Association of REALTORS to Make Websites Available to Association Members

Los Angeles, Calif. April 30, 2003 โ€" WebCubic, Inc. of Los Angeles announced an agreement with the East San Diego County Association of REALTORSยฎ (ESDCAR) of El Cajon to make available to ESDCAR's members affordable and easy-to-use REALTORยฎ websites. WebCubic will use the โ€œSolutions for Businessโ€ Edition (SBEโ„ข) of its โ€œclick and buildโ€ website application. REALTORSยฎ are able to create and manage their own websites. In addition, website owners may use the MLS supplied IDX solution to display active property listings and allow consumers to search for properties matching their needs.



Websites available through ESDCAR are a fast, easy, and affordable alternative to expensive website construction. The SBEโ„ข solution contains website building tools that include featured listings, home search, community information, mortgage calculator, and free product upgrades and technical support. ESDCAR will also enjoy the recently announced product upgrade that includes web-based email, more design styles and colors, gallery pages, and a revamped information link pages.



SBEโ„ข is a complete business solution that includes WebCubic handling all fee collections from subscribers.







โ€œWe're always interested in providing better services to our members,โ€ said Share Jackson, Office Administrator for ESDCAR. โ€œWorking with WebCubic enables us to do that. Our members will be able to use the IDX solution provided by our MLS.โ€















WebCubic's proprietary technology significantly reduces the cost of creating and maintaining individually customized web sites.



It can easily โ€œframeโ€ the IDX solution being provided by the MLS.







โ€œWe're delighted to work with ESDCAR. They will make affordable and technology-rich solutions availableโ€ said Shig Nishio, Chief Executive Officer of WebCubic Inc. โ€œLeveraging our good working relationship with the MLS, ESDCAR members will enjoy a solution that both satisfies Internet-savvy consumers and stimulates growth in their business.โ€







About East San Diego County Association of REALTORSยฎ











The East San Diego County Association of REALTORSยฎ serves the East County area of over 800,000 residents.



ESDCAR provides its members with the tools, education, and opportunities needed to be successful. It keeps its members updated on changes in laws or civil codes, and helps market and promote the East County community. ESDCAR keeps itself on the cutting edge of the real estate industry. The association is proactive and dedicated to the betterment of the community.







With offices located at 1150 Broadway in El Cajon, the East San Diego County Association of REALTORSยฎ has been meeting the real estate needs of the area since 1978.



ESDCAR can be reached at www.esdcar.org or (619) 579-0333.







About WebCubic, Inc. of Los Angeles







WebCubic, Inc. (Los Angeles, CA) builds software to deliver complete IDX solutions and โ€œclick & buildโ€ web sites for professional societies, associations, and other vertical organizations. Its proprietary technology enables delivery of unique tools to easily customize design templates and integrate database and Internet applications. The same technology also greatly reduces the cost, time, and technical dependency to build and maintain professional web sites, while providing abundant industry-specific up-to-date content.



In real estate, WebCubic collaborates with local associations, popular Internet portal sites, and leading industry software companies. Its customers include industry leaders such as Pacific West Association of REALTORSยฎ and RealEstate ABC. WebCubic is located at 11500 W. Olympic Boulevard, Suite #400, Los Angeles, CA, 90064, and can be reached at www.webcubic.com, or (310) 587-1147.

Mortgage Leads Are Like a Box of Chocolates

Mortgage leads are like a box of chocolates, you never know what you're going to get. That is why it is so important to do your research before you invest.

When shopping around for a lead company, you want to ask yourself six easy questions about the leads you are going to invest in.

WHO, WHAT, WHERE, WHEN, HOW, and WHY.

Who is the person trying to obtain the mortgage? Are they serious about their purchase, or are they looking to buy six to eight months down the road once their lease is up, and they save some money?

Look for lead companies that weed out these types of leads, and will send you only potential customers looking to purchase within thirty to forty-five days.



What exactly is it that they are looking for? Are they looking to purchase, refinance, obtain a construction loan, or purchase land?

Make sure the lead companies have parameters on their applications to make sure the potential customer can be specific about what they want.

For instance, if a customer wants to refinance their home to purchase a new roof, because their existing roof has caved in, chances are, the appraisal won't come in. We all have compassion, but this is not a good situation for a loan officer spending their hard earned money.



Where are the leads coming from? If a lead company is buying their leads from other companies, then these leads are considered old or recycled. They will however be very cheap, but remember, quantity is not always as good as quality.

When is your customer looking to purchase? If they are looking to purchase thirty to forty-five days from now, great! If not, then you might be waiting a long time for your ROI.

How many other loan officers have contacted your customer? Most lead companies sell their leads up to four times if they are being sold non exclusively.



Make sure you find out the amount of times your lead company sells their leads to loan officers, and if they recycle them to other lead companies.

Why is this person applying for a loan? When you receive a lead from a lead company, there should always be a comment section where the potential customer can state the purpose for the loan and ultimately describe their needs. This way you can do a little research to discuss the programs you can offer that would be suited to their needs.

It is important to do as much research as you can about mortgage lead companies before you start investing your hard earned money.



Visit their web sites, and check out their return policy. Call and speak with a representative, and ask if they will allow for a free trial.

When you are ready to commit to making an investment, do it with a lead company you are comfortable with that has a reasonable minimum deposit to start with.

The more research you do, the better return on investment you will receive.

Good luck with your leads!

Jay Conners is a former loan officer with more than fifteen years of experience in the mortgage business.



You can learn more about the mortgage lead industry and how he became involved in it by visiting his site at http://www.jconners.com a mortgage resource center. He also owns http://www.callprospect.com a mortgage lead company.