FindMyLeads.Com Launches To Help Small Businesses Achieve Sales Growth Through Real-Time Access to Sales Leads Across 17 Industries

FOR IMMEDIATE RELEASE

































FindMyLeads.Com Launches To Help Small Businesses Achieve Sales Growth Through Real-Time Access to Sales Leads Across 17 Industries











New Web Site Offers Advanced Online Sorting To Meet Customers' Precise Market Criteria











DANA POINT, CALIF. โ€" March 19, 2003 โ€" PrimeQ Solutions, Inc., a leader in Web-based businesses and comprehensive Web design services, today announced the launch of FindMyLeads.com, a new Web site dedicated to helping small businesses achieve sales growth through real-time access to high-quality sales leads.



With leads available across 17 different industries, FindMyLeads.com is dedicated to providing the Internet's widest selection of quality sales leads. Through use of the Web site's unique online sorting capabilities, users can obtain the qualified leads that best match their precise sales needs. Leads can be sorted by state, area code and other specific industry criteria. They can also be purchased on an exclusive or non-exclusive basis.















โ€œWe make hundreds of thousands of fresh leads available to small businesses and independent contractors each day.



However, our aim is not to deliver the most leads, but to provide users with the most targeted leads available so that they can be more effective with their sales efforts,โ€ said Jason McClain, chief executive officer of PrimeQ Solutions and its subsidiary, FindMyLeads.com.















Early Users Report Extremely High โ€œClose Ratiosโ€







Early users of the FindMyLeads.com Web site boast a close ratio of 17-40 percent. The site is able to accomplish this feat by leveraging data collected through hundreds of professional Web sites that are positioned very high on the major search engines.



These high-traffic Web sites are owned and operated by both PrimeQ and its network of more than 5,000 active affiliates. Lead information is collected on an opt-in basis only -- without incentives.















โ€œSince using FindMyLeads.com, we have surpassed our sales goals and significantly increased the efficiency of our sales force,โ€ said Sean Ridley at PlusFunding.com, a mortgage broker based in Carlsbad, Calif. โ€œWe're very pleased with our ability to define the type of customer we want to reach, and then obtain qualified leads that match that customer profile instantly, in real time.



โ€















FindMyLeads.com secures leads from the following markets: legal, mortgage refinance, debt consolidation, home improvement, first and second mortgage, credit repair, health and fitness, grants and scholarships, e-commerce, business Internet services, business capital, real estate, back taxes, and child support. Prices range from $2.00 to $60.00 for an individual lead, depending on the industry, the age of the lead, and whether it is exclusive or non-exclusive.



All leads can be previewed before purchase. A $100 deposit is required to set up an account.















About PrimeQ Solutions, Inc.







Formed in 1993 and headquartered in Dana Point, Calif., privately held PrimeQ Solutions, Inc. consists of more than 40 online businesses, along with four distinct divisions providing Web design and hosting; software and database development; e-business consulting; and printing services. For more information, visit www.findmyleads.com, or contact PrimeQ Solutions, Inc.



, 32545-B Golden Lantern 274, Dana Point, Calif. 92629. Telephone: 949/487-4840. Fax: 949/240-9334. URL: www.primeq.com.

Flexible Mortgage UK - Mortgages to Specially Suit the Self-employed

While a person drawing a fixed salary every month finds it easy to repay loan in fixed monthly instalments, those with a fluctuating income will find it otherwise. In order to tap the potential of the latter group, which principally consists of self employed people and people whose income is largely contributed by commissions, flexible mortgages have cropped up.







A fluctuating income makes the case of these people inappropriate for regular mortgages because of two reasons.



Firstly, lenders would not prefer a borrower with fluctuating income. Secondly, the borrower with such an income structure would himself find it difficult to make timely payments.







Flexible repayments, payment as and when you like, and the option to repay the whole of the loan at the time you want, are some of the qualities that flexible mortgages in the UK are characterised with.







Before you perceive this as the ultimate freedom, let us remind you that not all good things come for free.



This aptly holds in case of flexible mortgages. The rate of interest charged on flexible mortgages is higher than the interest charged on the regular mortgages.







In spite of a higher rate of interest, the popularity of flexible mortgages in the UK sees no decline. Until the time an alternative to flexible mortgage comes, self-employed people will continue using it. The advantages of flexible mortgages have overshadowed its drawbacks.



Flexibility of repayments forms one of the most important advantages of flexible mortgages. As against the traditional mortgages where borrowers are required to pay a fixed instalment every month, flexible mortgages are easy on repayment rules. Consequently, in a month when the resources are not enough or when the borrower is incapable to make repayments at the normal rate because of loss, lesser repayments will be required. Similarly, when the borrower is in the capacity to pay more than what is required, he can make an overpayment.



Paying less also means paying nothing. This is actually true though hard to believe. Payment holidays form one of the prime attractions of flexible mortgages. During a payment holiday the borrowers gets exemption from making payments altogether. The exemptions will depend on the borrowers regularity in the previous months and if sufficient balance of the loan has been overpaid.







Next in the list of advantages, is the facility to draw as many times from the amount paid. Thus, Flexible mortgages have the provision to allow borrowers to draw from the amount that they have already paid.



This again requires the borrower to have made enough repayments before the use of this facility is made. While this creates a constant source of funds for the borrowers, it also increases the length of period for which the mortgage will continue and the interest burden.







Since there is a constant change in the balance that is remaining to be paid, charging interest annually or monthly would be costlier for the borrower. The third advantage of flexible mortgage deals with an ingenious way to lessen the interest burden.



Interest in flexible mortgages is calculated daily. The daily calculation of interest ensures that periods in which the balance unpaid is less because of overpayment does not lose on the interest.







The list of advantages does not end here. Premature settlement of accounts is a facility that is singly available in flexible mortgages. Unless otherwise stated, mortgagees will charge a premature payment penalty. Flexible mortgages, on the other hand, allow borrowers to repay the mortgage before it is due without any penalties.



A borrower who wants to escape the high interest rate will find this clause in their favour. A loan taken to meet an occasional deficit in finance will be paid as soon as the borrower receives the necessary resources.







Depending on the credit status a borrower enjoys, he will get flexible mortgages accordingly. The application procedure of the flexible mortgage is very similar to the regular loans and mortgages. Online applications and online processing helps in accelerating the pace of approval of flexible mortgages.

Mortgage Seo - Search Engine Optimization For Mortgage Brokers

Mortgage SEO, or search engine optimization, is the act of improving your mortgage marketing website for better search engine visibility and ranking. This leads directly to increases in website traffic, which (if you have a lead generation strategy in place) translates to an increase in web-based mortgage leads.



All good things, yes?



So here are quick tips for mortgage SEO that will help you improve your mortgage website's search engine ranking:



1.



Add 10 pages of content to your website.

Do some key phrase research and come up with 10 phrases relevant to your products and services. Write a page of content (or pay somebody to) on each of those phrases. Incorporate this new content within your site. You've just increases your potential search engine visibility for those phrases. Not too hard, was it?



Increasing a website's size by adding quality content is one of the easiest, most low-cost strategies for mortgage SEO.



The volume of content on your mortgage website is the one thing you have total control over, so why not take advantage of that for mortgage SEO purposes?



2. Submit a press release online.

When you publish a press release online through a service like PRWeb.com, you have the opportunity to include hyperlinks within your release that link back to your mortgage website. This helps increase your "link popularity," which has a direct influence on your search engine visibility.



You'll also get plenty of exposure through the press release itself. Double benefits!



3. Start a mortgage blog.

If you're serious about mortgage marketing online, you really should launch a mortgage blog. The benefits of blogging are many. It helps you grow your website, acquire inbound links, build your reputation, inform your readers, reinforce your brand … the list goes on. Best of all, blogs are easy to use, even for web novices. If you can type an email, you can publish a mortgage blog.



Conclusion

Do all of the things on this list require an effort on your part? Absolutely. But when it comes to mortgage SEO and search engine ranking, effort is what separates the front-runners from the "also ran" contenders.



* You may republish this article online if you retain the author's byline active hyperlinks below.

Recent Downturn In Refinance Industry

Someone has rightly said that, `nothing remains the same forever and so is the truth for refinance industry. There is a major downturn in refinance industry of majority of the states of U.S today. The real estate market which boomed and was in sunshine has become a bit cloudy today.



Major reasons of downturn in refinance industry can be summarized as below.



1) Downfall in real estate market: - There is a current sky-high rise in the prices of housing and steady rise in the interest rates also. Hence buying a house has become an expensive affair for the people.



People buy house but takes decades to pay off long installments. As a result there is a decline in ratio of the homeowners. More people are falling behind on their mortgages according to surveys and the percentage on loans on which payments are at least 30 days overdue to a greater extent with last two years and it became harder for homeowners to refinance or sell quickly.



2) People facing for closure fail to take lenders help:- According to Gannett news statistics reveal that almost 2,80,000 homeowners in U.



S, who lost home lat year, half of them never talked to their lenders. For closing involves home with little or no equity. Borrowers need to stay cool during such times and pay and must talk to lenders so that they can work out a new payment plan or modify the loan to make the situation cool. Lenders have the powers to make the market stagnant by offering various solutions to the borrowers.



3) Sub prime loans leads to increase in for closure rates: - Sub prime loans are loans granted to those whose credit rating is less than desired.



They are a significant factor in the present increase in for closure rates in major states of U.S. This means that people with bad credit who have defaulted on their loans may in fact make things harder for future borrowers who also have bad credit. Hence several lenders of sub prime mortgages are showing signs of trouble with the housing bubble having burst and more homeowners beginning to default in high interest mortgages.



4) Increase in interest rates: - Over past 1-2 years the housing market has been in turmoil as the Federal Reserve has been raising interest rates putting pressure on new borrowers to put down the demand of owning a house.