Tuesday, December 8, 2009

Exclusive Telemarketing Mortgage Leads



Telemarketing Mortgage Leads are faster and more personalized than Internet Mortgage Leads. How do Telemarketing Mortgage Leads work? Let's take an example. Barry wants a mortgage loan. Barry, the borrower, fills the Form of Request for Mortgage Loan on a Lead Provider's website. Tina, a telemarketing representative working for the Lead Provider Company, contacts Barry over the phone, verifies all the important aspects in Barry's Lead (i.



e. property type, loan type, and state in which the property is located) and confirms whether Barry is really interested in the loan.

Immediately after this, she puts Barry on hold and phones Larry, a loan officer attached to a lender, and provides him with Barry's name, type of loan sought, and phone number. Larry, the loan officer, uses this phone number to preview the data associated with Barry, by using a standard web browser in his computer. Usually, lender firms have toll-free numbers to call.



If Larry is really interested, he phones Tina. She takes Barry off-hold and introduces him to Larry, the Loan officer. As soon as this is over, she disconnects, leaving Barry and Larry to continue with the sales process.

Exclusive Telemarketing Mortgage Leads involve a telephonic network of the Borrower, Lead Provider and the Lender. An increasing number of call centers, which began a few years back with Business Process Outsourcing and Information Technology Enabled Services, are proving their effective presence in Mortgage Industry as well, by functioning as Mortgage Lead Providing Intermediaries.



In Telemarketing Leads, the Lead Provider thus plays a very central role between the Borrower and the Lender, by handling the most important introductory phase for just a few minutes on the phone.

Exclusive Mortgage Leads provides detailed information about exclusive mortgage leads, exclusive internet mortgage leads, exclusive telemarketing mortgage leads, exclusive real time mortgage leads and more. Exclusive Mortgage Leads is the sister site of Life Insurance Leads.






Home Mortgage Lenders - How To Find A Good Mortgage Lender Online



A good online mortgage lender can make the home mortgage shopping experience bearable if not pleasant. With competitive rates and good customer service, a home mortgage lender can help you buy your home within a reasonable timeframe. To find such a lender, start by researching recommended lenders. Ask questions about loan rates, terms, and payment process. Once you find a perfect match, start the application process to lock in rates.



Start With Recommended Sites



While you can easily find lenders through a search engine, a better choice is to look at different recommended lending sites.



Mortgage broker sites offer convenience, providing you with multiple mortgage loan quotes in almost no time. Individual lender sites also provide loan quotes, along with financing information.



Take advantage of loan estimates since they don't hurt your credit report - as long as you don't give them permission to access your report. By requesting personalized quotes, you get a realistic picture of your loan costs. You can also find the most competitive offer.



Check Out The Details Before You Sign



Rates are important, but so are fees and terms.



Analyze the closing costs and any additional fees that might be associated with the home loan. You should also ask about additional loan features, such as refinancing options or interest reductions for automatic payment.



Selecting terms will not only affect your interest rates, but also your monthly payment. While most lenders will quote a 15 or 30 year term, more options are available to you if you ask.



Evaluate The Service



Requesting loan quotes is also a test run of the lender's customer service.



Did the company respond in a timely manner? Did they answer your questions? Was the information clear and complete? If you answer yes to these questions, then you can reasonable trust that future questions will also be answered.



Finally, give yourself enough time to find the best lender. In a few hours you can have dozens of mortgage offers waiting for your review. Spend a few minutes looking over each to find the one that meets your home buying needs.




Compare 77 Loans at Once with Loan Spread Calculator Pro



A new release of Loan Spread Calculator Pro, a financial calculator for Windows 95, 98, ME, NT4, 2000 and XP, is available from Wheatworks Software. Loan Spread Calculator Pro makes it easy to quickly determine the best loan terms for your particular situation.







Designed for consumers and financial professionals, Loan Spread Calculator Pro is a personal loan calculator with a distinctive difference. It shows you the "big picture" by comparing 77 different loans at once. Loan Spread Calculator Pro spreads answers on a 2-dimension grid as 77 different loan amounts, interest rates, terms, or payment amounts based upon your loan variables.



Loan Spread Calculator Pro is a comprehensive time value of money tool that works well as an auto or boat loan calculator, student or personal loan calculator, mortgage loan or loan payment calculator, and an interest rate calculator.







Consumers will appreciate the easy way Loan Spread Calculator Pro shows them the financial "ball park" by quickly identifying the range of payments available for different loans. Professionals will be attracted by the ease at which similar loans may be compared over different ranges of payment amount, terms, and interest rates.



Loan Spread Calculator Pro includes integrated help, a pop up calculator, a decimal/fraction interest rate conversion chart, provides automatic hints, and includes an integrated Upgrade Center for easy, free, online updates.







Loan Spread Calculator Pro may be purchased for $29.95 online at www.wheatworks.com. Site licenses and volume discounts are also available. This release is a free upgrade for registered users.







Download a fully-functional evaluation version of Loan Spread Calculator Pro from www.



wheatworks.com. For additional information, visit www.wheatworks.com or contact Wheatworks Software, Post Office Box 7, Ruston, LA 71273.







For additional information please visit Wheatworks Software's Press Center at http://www.wheatworks.com/press.htm







About Wheatworks Software, LLC







Wheatworks Software creates award-winning financial calculators for consumers, professionals and corporate clients in the banking, real estate, mortgage and financial services industries.







CONTACT INFORMATION:



Rick Wheat



Wheatworks Software, LLC



http://www.



wheatworks.com


Exclusive Mortgage Broker Leads



When getting a mortgage, borrowers fill the lead forms in person at the lead provider's office or online at the lead provider's website. Except in the case of Internet Mortgage and Telemarketing Leads, the lead providing companies collect the leads during office working hours, and then mail them out at night to brokers. This means that there's at least an overnight's delay in the lead transfer process.

If, on the other hand, Mortgage Brokers have their own web sites that can gather Mortgage Leads, will it not be better? Today, Lead Proving Companies are bringing in the advantages of Web based technology to their Broker clientele as follows: They help the Mortgage Broker, who is registered in their site, with efficient Lead Generation and Management Systems.



These are basically web pages that can be handled by the brokers independently. They are designed in such as way that they cover all lead distribution needs as desired by the broker.

By using such Lead Generation and Management Systems the broker can manage the content, upload an Online `Form of Request for Loan' filled in by the Borrower, track visits [knowing the number of people who visited the web page], advertise the website in search engines, allocate the desired choice of lead format - html emails, .



pdf email attachments, text files, fax, etc. and accomplish many more tasks.

Several independent Mortgage Brokers and Broker Firms go in for this type of system due to its obvious advantages. Broker Firms use the system with an option to work as an exclusive system [where leads reach one loan officer] or non-exclusive system (where leads reach many loan officers) by using their networking facility.

Though these leads cut an edge over other type of leads, these are more expensive, as such systems include a custom designed web site, a few hours of internet and search engine marketing.



Lead Providing Companies usually charge a setup fee for the site and a fee per lead with a minimum stipulated fee. Let's take an example. A Lead Provider charges $1,000 for the website and $1 per lead per day, or a minimum fee of $30 if the leads are less than 30 per day. If the Broker's web site mobilizes 50 leads per day, the monthly fee comes to $50. If on the other hand, the site collects only 25 leads per day, the monthly fee is $30. The price includes electronic data transfer just like in paid web based email services.



Though relatively expensive, speed, confidentiality of data and the degree of freedom to the Broker render Exclusive Mortgage Broker Leads unique and popular.

Exclusive Mortgage Leads provides detailed information about exclusive mortgage leads, exclusive internet mortgage leads, exclusive telemarketing mortgage leads, exclusive real time mortgage leads and more. Exclusive Mortgage Leads is the sister site of Life Insurance Leads.